Most people are very reluctant to file for bankruptcy. People often will suffer for years because they are afraid of what they think bankruptcy will do. Most of these fears prove to be myths and unfounded. The most important commitment we have is to our families. If you are loaded with debt and your family is suffering because you cannot pay your obligations you should seek an experienced bankruptcy attorney for assistance. A bankruptcy attorney can assist you with filing the proper type bankruptcy for your specific needs and help you get a fresh start.