I am a trusted licensed professional and the owner of my brokerage with more than 20 years of expertise and experience. My reputation is impeccable because I earn the trust of each and every client by providing them with clarity and certainty on all levels of the mortgage process, and I treat each client with respect and professionalism. I surround myself with professionals who spend their lives helping others achieve homeownership, and I listen carefully to each client, gaining knowledge by asking questions and fact-finding. This allows me to help each client get organized, be prepared, and to give them realistic expectations. Throughout the process and at closing, I handle each application with speed and accuracy from the first phone call to the final signing. Expertise Divorce/Separation Financial Solutions FHA/VA Conventional HARP Refinance 203k/ Rehab Loans Poor credit Solutions Short Term Financial Solutions Cash-out Jumbo Financing Solutions