Kowitz Financial Services

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Northwestern Mutual's Advanced Planning Library is a powerful legal research tool.

Northwestern Mutual announced a 2011 payout of nearly 4.9 billion dollars – the second largest in our company’s history to clients who own life, annuities, DI and long-term care policies.

Lessons From the World of Golf
For professional golfers to achieve a high ranking amongst their peers, it takes consistent performance in tournament after tournament. The same is true in business. So, how does Northwestern Mutual stack up on the industry leader board?

Build Your Foundation For Life
See how Northwestern Mutual permanent life insurance offers protection along with cash value that is guaranteed to grow over time.
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NMIS Online clients can support efforts to go green by enrolling in electronic delivery (e-delivery) of brokerage account statements and trade confirmations.

New Interactive 2009 Annual Report
Northwestern Mutual’s financial strength and consistent performance help clients achieve financial security.
Our interactive report features clients talking about why they felt secure in an unstable economy.
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Ratings agencies affirm Northwestern Mutuals top rating again!
For the 19th consecutive year, all four major ratings agencies affirmed Northwestern Mutual’s best-possible insurance financial strength ratings. See what Fitch Ratings, A.M. Best, Moody’s Investors Service and Standard & Poor’s said about Northwestern Mutual’s consistent strength and stability.
Northwestern Mutual and Forbes launch the new Fact & Comment page
Forbes and Northwestern Mutual partner to launch a new page titled Fact & Comment on the Forbes.com Web site, offering expert insights from leaders in business and beyond.
Go to Fact & Comment page
You know what you want in life. What you may not know is what challenges may arise along the way. When it comes to financial security, planning for what life may bring is the first step.
Choosing someone who has the ability and resources to help address those needs is the next step. Edna Kowitz is a financial advisor who takes the time to understand your unique desires and goals. It's Edna's job to learn about your accomplishments, your dreams, and the challenges that lie ahead in order to strategically address any gaps in your financial plan.
Through a comprehensive assessment of your current situation, Edna helps you prioritize your goals, and develop a workable strategy with clear action steps and timetables.
And throughout your lifetime, Edna will help you understand what you need to plan for and protect. You can feel confident that your financial future will be more secure.
Domestic Partnership Issues
If you're in a long-term relationship, you and your partner or significant other likely have shared goals and fiscal responsibilities. Yet, unmarried couples don't have the same benefits and legal protections automatically granted to married spouses.
Edna Kowitz understands the financial hurdles that domestic partners face from interwoven finances and joint assets to fewer rights for federal, state and employer benefits. Along with legal and tax professionals, Edna can help you protect what you value most and recommend solutions to bridge the gaps and meet your long-term financial goals.

It is Edna Kowitz's commitment and belief that who she is as a financial advisor has a substantial impact on the level of service and quality of the financial counsel Edna provides to clients.
By taking a comprehensive assessment of your current situation, helping you prioritize your goals, and developing a workable strategy with clear action steps and timetables, Edna will do her best to help you protect and provide for those people you care about most. Edna will work hard to build a relationship with you based on trust and integrity, always striving to provide you with a high level of ethical service.
Before you agree to receive financial planning services, please see complete information and disclosures in the NMIS Financial Planning Brochure (also called the ADV brochure) and review the terms of the NMIS Planning Engagement Agreement. These may be obtained from Edna Kowitz.

Northwestern Mutual of Maryland and Edna Kowitz are partnering with Matt Birk of the Baltimore Ravens to benefit the HIKE Foundation at Morton’s Celebrity Server Night. Matt Birk's HIKE Foundation was established in 2002 to provide children with the educational opportunities needed to excel in the classroom and in life.
For more information about the event, visit my Community Involvement page.